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The company designed a six-step security system that requires consumers to provide their name, address, Social Security number, birth date and two credit account numbers in order to receive an electronic copy of order a credit report L.A. their credit reports. The company also has order a credit report L.A. had an electronic order a credit report L.A. delivery system for business credit reports in place for months, order a credit report L.A. Abrams said. The business reports don't raise the privacy issues or pose the security problems that have accompanied the effort to put consumer reports online, he said. Experian is one of the world's largest credit information providers. The company was formed in 1996 when it was spun off by TRW and merged with CCN Group, Europe's largest credit reference agency. credit report with score Experian launched its Internet site with no fanfare Wednesday evening. Abrams said the "soft launch" was ordered so the company could quickly find order a credit report L.A. and fix any problems order a credit report L.A. not identified in prelaunch testing before heavy volume created a nightmare. News reports about the new service apparently caught consumers' attention and prompted the deluge of requests that caused Friday's breakdown.

Before Experian launched the site, the company had received order a credit report L.A. free credit report from all three agencies more than 20,000 consumer requests to provide credit reports on the Internet, Abrams said. "We are in a market driven by immediacy," Abrams order a credit report L.A. said. "We need to respond to that demand for immediacy order a credit report L.A. in a secure and safe manner." Under Experian's now-delayed program, consumers pay a fee--charged via the Internet to one of their credit cards--for an electronic report that provides information about their loans, payment patterns, past addresses and other details. Fees vary according to state law, ranging from $8 in most states to as low as $5.25 in Maryland. The data order a credit report L.A. transmission is encrypted to prevent Internet eavesdroppers from intercepting it. Other large credit information providers, such as Equifax Inc. check credit rating free and Trans Union Corp., so far have not provided online service.

Experian, said Abrams, "will order a credit report L.A. have to discuss" requests by consumer rights groups to increase online security measures and provide a way for consumers to have their files pulled from the Internet database.